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Mortgage Broker Walnut Creek CA | Home Loans | Bridgepoint Funding

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Creek

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Creek

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Welcome to Bridgepoint Funding

Handing You the Financial Keys to Your New Home

Nothing is more exciting than being handed the keys to your new home in the Bay Area. For us, the excitement is in knowing that we connected you with the loan which unlocked that future for you.

Based in Walnut Creek, CA, we serve customers in the San Francisco Bay Area. This includes Martinez, Concord, Pleasant Hill, Alamo, Danville, San Ramon, Orinda, Moraga, Lafayette and throughout California. Whether you are a homebuyer, homeowner, or investor, we offer a wide variety of purchase and refinance loan programs which can help you achieve your goals.

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Home Loans We Specialize In:

Conventional

With a conventional loan, you can choose a fixed or adjustable mortgage rate. You can pick a loan term which can help you pay off your home on a timeframe which is comfortable for you. A loan like this can be structured to help you achieve your homeownership goals.

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FHA

If you want to buy a home in the San Francisco Bay Area with a low down payment, affordable interest rates, and easy credit qualification, an FHA loan could be just the mortgage product you are looking for.

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Jumbo

A jumbo loan allows you to obtain financing which surpasses the limits set by Fannie Mae and Freddie Mac for conventional lending.

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VA

Are you a veteran, active-duty member of our nation’s armed forces, or surviving spouse? Did you know your VA benefits may qualify you for an affordable mortgage with zero down and no PMI? With a VA loan, you can move into a beautiful Bay Area home now without a hefty down payment—even if you do not have perfect credit.

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Stated Income

With a stated income loan, you simply state an income figure when you apply and provide us with bank statements to back it up. There is no need to show us a W-2 or tax return.

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Reverse Mortgage

With this type of loan, you borrow against the equity in your house. You can receive the cash from your loan either as a lump sum or in installments.

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Why Choose Bridgepoint Funding Mortgage Company?

We are a mortgage broker, rather than a direct lender. That means that we partner with a network of reputable lending companies throughout the Bay Area and beyond to bring you access to the broadest spectrum of quality loan products. This allows us to offer you competitive interest rates and a large selection of loan terms. That way you can pick a home loan which is ideally suited to your individual needs.

We are here to guide you throughout the entire process. Mike and his team know that buying or refinancing is one of the biggest financial decisions that a homeowner will ever make.

We want to become your trusted resource for life and are always here to help. Many clients call Mike long after they have closed on their loan to seek his guidance and to ask for referrals to other professionals as well. Whatever the need, Team Trejo is here for you.

Walnut Creek's Top Rated Mortgage Broker


Bridgepoint Funding is located on 877 Ygnacio Valley Rd #210, Walnut Creek. From San Francisco International Airport (SFO) head northwest on US-101 N and keep right at the fork to continue on I-80 E, follow signs for Bay Bridge/Interstate 80. Then use the right 3 lanes to take the Interstate 580 E exit toward CA-24/Hayward/Stockton and continue onto I-580 E. Next, use the right 2 lanes to merge onto CA-24 E toward Walnut Creek and keep left at the fork to stay on CA-24 E, following signs for Walnut Creek/Concord. After that use the middle lane to take the I-680 N exit toward Sacramento/Concord and keep right to continue on Exit 15B, following signs for Ygnacio Valley Rd. Finally, use the right 2 lanes to turn right onto Ygnacio Valley Rd and Bridgepoint Funding will be on your right.

Monday - Friday 8:30am - 5pm.

For additional questions you can call us at (925) 478-8630 or you can find us on Yelp and Birdeye.

What Our Clients Are Saying About Bridgepoint Funding Mortgage Broker?

Bridgepoint Funding
Bridgepoint Funding
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Supratim Mukherjee
Supratim Mukherjee
18:37 15 Jan 20
Mike and his team of talented professionals are amazing. We did a purchase and refinance with Mike and both experiences were top notch. It is great to know that they have your back and are always on the lookout for what is best for you. Being first time home buyers with zero experience (and a lot of 'helpful misinformation' from several 'well-wishers') Mike and his entire team made us feel very comfortable from the beginning. They were always available to answer our questions (and yes we had plenty) quickly and throughly. We didn't have to think twice before contacting Mike for our refi. Keep up the great work guys..!!read more
Stephanie Martinez
Stephanie Martinez
20:06 08 Jan 20
I’ve used Bridgpoint for my refinance 3 times. I trust and believe they all have my interest at ❤️. Mike and Alexandra and rest of the staff you are amazing. This is a very honest and reliable company to do business with.read more
Tina Miike
Tina Miike
00:47 07 Jan 20
We have worked with Mike and Kim for almost ten years now. They are extremely professional, proficient and friendly. They are always willing to go the extra mile. When a problem or time issue comes up they will do there best to help solve the problem and calm you down at the same time.read more
Bao Phung
Bao Phung
00:32 07 Jan 20
I have use Bridgepoint funding multiple times to acquire loans. Mike and his team are second to none in the home loan business. They always answer any questions or concerns in a timely manner. I can’t thank them enough for helping me get financing on the tough deals I have brought to them. They are 4 for 4 with being able to acquiring a loan for me.read more
Leon Schwab
Leon Schwab
00:20 03 Jan 20
Mike and his team were extremely helpful in helping my husband and I obtain the loan that we needed to get our dream home in Santa Cruz. They were communicative, efficient, easy-going & helpful during the whole process. We would highly recommend them to anyone looking for a mortgage lender.read more
Troy Hess
Troy Hess
00:27 01 Nov 19
The entire staff at this place is awesome. Extremely patient and when they say they will do something it gets done! Very trustworthy and affordable. They have won my business. Next loan I am heading back to Bridgepoint Funding. Mike Trejo and his staff were the best. I am so glad the referral from another friend cathy Turney worked out so well.read more
Sabrina Costa
Sabrina Costa
02:19 09 Oct 19
I can't even begin to explain how thankful I am to Mike Trejo and his team at Bridgepoint Funding. They were extremely patient with me. The whole experience had me leaving feeling so much better than when I came. From beginning to end, I know they had my best interests in mind and helped in so many ways. I for sure will be coming back when/if I ever need another home loan. I've highly recommended them to everyone I know.read more
Chenoa T
Chenoa T
14:46 07 Sep 19
Mike Trejo was recommended by my real estate agent to broker the loan for my new home. Mike, Alex, and Maily are a dream team. They made a somewhat difficult and lengthy process (I had some extenuating circumstances that made my escrow 60 days instead of the more standard 30 days) and they were so patient and professional throughout. They answered all my questions and made sure to follow up and check in on a timely and consistent basis with me, the lender, and even the sellers of the home I was purchasing. I really feel they went above and beyond what the standard broker firm would do. I am so grateful for their support and guidance through the process. If you’re looking for a broker you can trust and that will fight for you and help make your dreams come true, look no further than Mike and his wonderful team at BridgePoint!read more
Evan Doherty
Evan Doherty
15:35 26 Aug 19
We've used Bridgepoint four different times -- two new mortgages & two re-fi's -- and they've been amazing for every single one! They're timely, detailed and super friendly. The entire crew is very helpful and will answer any question you have - they make the entire process incredibly easy. Highly, highly recommend!read more
Phillip Lavios
Phillip Lavios
00:01 13 Jun 19
Mike Alex, and Mailly are the best to deal with when refinancing your home, they made the process seamless, and cery painless! They were very patient with me, and I highly recommend them to refinance your home!read more
seymur107
seymur107
06:23 25 Apr 19
Mike is a lifesaver! After I found my dream house, I was working with another lender who was bringing new problems every day and delaying the process and keep promising. After 6 weeks time waste they said they cannot do my loan. That's when Mike came in like an angel and saved us. In less than 2 weeks he closed the deal and asking almost no additional documents. Very smooth process. It was a hard lesson for me that its very important to work with the right people, especially if you making one of the most important financial decisions of your life. And Mike and his team are definitely are the best people for it!read more
Eyebrow Plus, Inc.
Eyebrow Plus, Inc.
21:55 17 Jan 19
We had a great experience with Bridgepoint Funding. The loan process was smooth and faster than we expected. The Bridgepoint team is strong and well-coordinated.Thank you Alex, Mike and Maily for your much needed help!F. Aread more
Stephen Jotten
Stephen Jotten
23:50 29 Dec 18
This was the most smooth loan process my wife and I were able to have. Mike and his staff made sure we did not lose our first house. It was a seamless process.
Armando Troche
Armando Troche
08:51 23 Nov 18
Bridgepoint Funding was effective, reliable, and efficient. We switched from a different lender to find a better interest rate. Mike and his team worked quickly to gather our documents, secure the best interest rate, and get our loan squared away. Now we're living it up in our new home!read more
KelliCardenas PS video
KelliCardenas PS video
14:21 29 Mar 18
I have been working with Mike, Kim, and Alex for a lot of years and all of them go that extra mile when it comes to professionalism and customer service. I have worked with many different lenders over the years, but Bridgepoint Funding is the best by far! They do not discriminate against anyone, no matter what! They treat every client with respect and fairness. I know from experience that if your loan process hits a bump in the road, Mike and his staff always remain calm and the end results are a closed loan and a happy client. I would highly recommend the Bridgepoint funding staff for any lending needs.read more
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Ready to Find Your Ideal Mortgage? Call Now!

If you are ready to take the next step in your journey of homeownership, please give us a call today at (925) 478-8630. We will set up a consultation where you can tell us what you are looking for in a home loan, and we can get you started on the application process. We look forward to handing you the financial keys to your Bay Area home.

** FREE MORTGAGE RATE QUOTE **

How Your Debt-To-Income Ratio Will Determine What Mortgage You Can Qualify For

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When approving a borrower for a mortgage in Walnut Creek, a lender will use many factors to assess their credit-worthiness. One of these factors is the debt-to-income ratio. A borrower’s debt-to-income ratio is one of the most important indicators of their financial health and mortgage companies rely on it heavily […]

A 15-Year or a 30-Year Mortgage– Which is the Right Fit for You?

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If you are applying for a new mortgage, you may already have decided on a fixed rate mortgage. But you haven’t yet decided on whether to take a 15-year or 30-year loan. Here are some things to consider when making that choice. Structurally Similar In structure, both are similar, the […]

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Bridgepoint Funding
877 Ygnacio Valley Rd #210
Walnut Creek, CA 94596
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Phone: (925) 478-8630
Fax: (925) 262-2141
Email: mtrejo@bpfund.com

Company NMLS: 1005764
www.nmlsconsumeraccess.org

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Bridgepoint Funding is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.