A new survey showed that there are many misconceptions regarding the VA loan program. For instance, many veterans and active-duty military in California believe they have to put down at least 20% when using a VA loan. These misperceptions might…
First-time home buyers in California have many options when it comes to choosing a mortgage loan. Fixed-rate vs. adjustable. Jumbo vs. conforming. Conventional vs. government-insured. These are just a few of the choices you'll encounter when shopping for a mortgage…
How long does the VA loan closing process take in California? How long does it take to get approved for a loan, once you've submitted an application? These are common questions among home buyers and homeowners considering a VA loan…
First-time home buyers who are considering the VA loan program tend to have a lot of questions about how the program works, the minimum requirements, etc. Today, we'll address one of those common questions: In California, do VA loans require…
Have questions about California VA loan limits in 2022? Wondering if these limits apply to you? You're in the right place! Below, we've explained the current California VA loan limits for 2022, and why many home buyers don't even have…
What are the California jumbo loan limits for 2022? Did they go up over last year? What's the new jumbo limit for my particular county, and what if I need to borrow more? These are common questions among California home buyers…
Another year, another increase for Bay Area FHA loan limits. That has been the pattern for several years in a row now, and it seems that 2022 will follow suit. At the end of November, the Department of Housing and…
Solano County home buyers got some good news earlier this month. Federal housing officials announced they would be increasing the conforming loan limits for Solano County, for 2022. The FHA limits will also be going up, starting on January 1,…
We have good news for California home buyers who plan to use an FHA loan in 2022. Housing officials have increased the maximum mortgage amounts associated with this program. The California FHA loan limits for 2022 will go up considerably…
Another year, another increase for Alameda County conforming loan limits. In 2022 the conforming loan limit for a single-family home in Alameda County, California will go up to $970,800. Anything above that would be considered a jumbo mortgage. The Federal…
