Bay Area Loan Options

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If you are shopping for a mortgage for home purchase or you are looking to refinance in the San Francisco Bay Area, you are in the right place. Bridgepoint Funding offers a wide array of lending products which are ideal for different situations.

A Bay Area Home Loan for Every Need

One of our favorite parts of the lending process is your consultation, where we sit down with you and learn about your individual needs. We are passionate about connecting each customer who walks through our doors with a loan which is uniquely tailored to their situation and goals.

As a Bay Area mortgage broker, we can bring you a much wider selection of loan products than a direct lender. That way, you know that you are getting competitive rates and a mortgage which is structured in a way that is right for you.

We Offer These Types of Home Loans in Walnut Creek

We specialize in the following types of mortgages:


A conventional mortgage is one which fits within the funding limits set by Fannie Mae and Freddie Mac for conforming home loans. Fixed and adjustable rates are available along with a variety of loan terms.


Looking to buy a home with a low down payment of only 3.5%? An FHA loan insured by the Federal Housing Administration (FHA) can make it happen.


Bay Area homes which require funding beyond the Fannie Mae and Freddie Mac limits can be financed using jumbo loans.


Eligible veterans, active duty service members, and surviving spouses can purchase Bay Area homes with zero down using VA loans. These types of mortgages are backed by the Department of Veterans Affairs (VA).

Stated Income

If you are applying for a home loan in Walnut Creek or the surrounding area with a non-traditional income situation, our stated income loans are for you.

Reverse Mortgage

Senior citizens who want to get more out their investments in their homes can boost their income using a reverse mortgage.


Current mortgage no longer providing you with the lowest interest rates or most advantageous terms? We can help you refinance to a product which will better serve your needs now and in the future.

What Our Clients Are Saying

Chenoa T
Chenoa T
14:46 07 Sep 19
Mike Trejo was recommended by my real estate agent to broker the loan for my new home. Mike, Alex, and Maily are a dream team. They made a somewhat difficult and lengthy process (I had some extenuating circumstances that made my escrow 60 days instead of the more standard 30 days) and they were so patient and professional throughout. They answered all my questions and made sure to follow up and check in on a timely and consistent basis with me, the lender, and even the sellers of the home I was purchasing. I really feel they went above and beyond what the standard broker firm would do. I am so grateful for their support and guidance through the process. If you’re looking for a broker you can trust and that will fight for you and help make your dreams come true, look no further than Mike and his wonderful team at BridgePoint!read more
Evan Doherty
Evan Doherty
15:35 26 Aug 19
We've used Bridgepoint four different times -- two new mortgages & two re-fi's -- and they've been amazing for every single one! They're timely, detailed and super friendly. The entire crew is very helpful and will answer any question you have - they make the entire process incredibly easy. Highly, highly recommend!read more
Phillip Lavios
Phillip Lavios
00:01 13 Jun 19
Mike Alex, and Mailly are the best to deal with when refinancing your home, they made the process seamless, and cery painless! They were very patient with me, and I highly recommend them to refinance your home!read more
06:23 25 Apr 19
Mike is a lifesaver! After I found my dream house, I was working with another lender who was bringing new problems every day and delaying the process and keep promising. After 6 weeks time waste they said they cannot do my loan. That's when Mike came in like an angel and saved us. In less than 2 weeks he closed the deal and asking almost no additional documents. Very smooth process. It was a hard lesson for me that its very important to work with the right people, especially if you making one of the most important financial decisions of your life. And Mike and his team are definitely are the best people for it!read more
Eyebrow Plus, Inc.
Eyebrow Plus, Inc.
21:55 17 Jan 19
We had a great experience with Bridgepoint Funding. The loan process was smooth and faster than we expected. The Bridgepoint team is strong and well-coordinated.Thank you Alex, Mike and Maily for your much needed help!F. Aread more
Stephen Jotten
Stephen Jotten
23:50 29 Dec 18
This was the most smooth loan process my wife and I were able to have. Mike and his staff made sure we did not lose our first house. It was a seamless process.
Armando Troche
Armando Troche
08:51 23 Nov 18
Bridgepoint Funding was effective, reliable, and efficient. We switched from a different lender to find a better interest rate. Mike and his team worked quickly to gather our documents, secure the best interest rate, and get our loan squared away. Now we're living it up in our new home!read more
KelliCardenas PS video
KelliCardenas PS video
14:21 29 Mar 18
I have been working with Mike, Kim, and Alex for a lot of years and all of them go that extra mile when it comes to professionalism and customer service. I have worked with many different lenders over the years, but Bridgepoint Funding is the best by far! They do not discriminate against anyone, no matter what! They treat every client with respect and fairness. I know from experience that if your loan process hits a bump in the road, Mike and his staff always remain calm and the end results are a closed loan and a happy client. I would highly recommend the Bridgepoint funding staff for any lending more
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Contact Us Now to Apply for a Home Loan in the San Francisco Bay Area

With our wide network of lenders, we can bring you competitive rates and terms for every type of loan we offer. If you need help selecting the most suitable loan product or you are ready to apply, please call us today at (925) 478-8630 to schedule your Bay Area home loan consultation.

We are based in Walnut Creek CA, we serve customers in the San Francisco Bay Area. This includes Martinez, Concord, Pleasant Hill, Alamo, Danville, San Ramon, Orinda, Moraga, Lafayette and throughout California. We look forward to helping you with your home purchase or refinance.

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