If you are shopping for a mortgage for home purchase or you are looking to refinance in the San Francisco Bay Area, you are in the right place. Bridgepoint Funding offers a wide array of lending products which are ideal for different situations.
One of our favorite parts of the lending process is your consultation, where we sit down with you and learn about your individual needs. We are passionate about connecting each customer who walks through our doors with a loan which is uniquely tailored to their situation and goals.
As a Bay Area mortgage broker, we can bring you a much wider selection of loan products than a direct lender. That way, you know that you are getting competitive rates and a mortgage which is structured in a way that is right for you.
We specialize in the following types of mortgages:
A conventional mortgage is one which fits within the funding limits set by Fannie Mae and Freddie Mac for conforming home loans. Fixed and adjustable rates are available along with a variety of loan terms.
Looking to buy a home with a low down payment of only 3.5%? An FHA loan insured by the Federal Housing Administration (FHA) can make it happen.
Bay Area homes which require funding beyond the Fannie Mae and Freddie Mac limits can be financed using jumbo loans.
Eligible veterans, active duty service members, and surviving spouses can purchase Bay Area homes with zero down using VA loans. These types of mortgages are backed by the Department of Veterans Affairs (VA).
If you are applying for a home loan in Walnut Creek or the surrounding area with a non-traditional income situation, our stated income loans are for you.
Senior citizens who want to get more out their investments in their homes can boost their income using a reverse mortgage.
Current mortgage no longer providing you with the lowest interest rates or most advantageous terms? We can help you refinance to a product which will better serve your needs now and in the future.
With our wide network of lenders, we can bring you competitive rates and terms for every type of loan we offer. If you need help selecting the most suitable loan product or you are ready to apply, please call us today at (925) 478-8630 to schedule your Bay Area home loan consultation.
We are based in Walnut Creek CA, we serve customers in the San Francisco Bay Area. This includes Martinez, Concord, Pleasant Hill, Alamo, Danville, San Ramon, Orinda, Moraga, Lafayette and throughout California. We look forward to helping you with your home purchase or refinance.
Bridgepoint Funding is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.