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Bridgepoint Funding offers California VA loans for eligible borrowers across the state. Learn more about this unique mortgage program below, or contact us with any questions you have.

Are you a military member, veteran, or military spouse? Do you plan to buy a home in California sometime soon? If so, you should consider the VA home loan program. This unique programs offers big benefits to military service members, including 100% financing.

Is a California VA loan right for you? Here’s some information to help you decide:

California VA Home Loans Offer Big Benefits

Military members and their families give a lot to our country. The VA home loan program is a way for the nation to give something back. VA loans give California home buyers a way to purchase a house with no down payment whatsoever. That’s the biggest benefit of this program, but it’s not the only one.

California VA loan highlights:

  • You can choose a fixed- or adjustable-rate mortgage loan.
  • You can use it to purchase an existing home, or build a new one.
  • Eligible borrowers can buy a home with no money down.
  • You could avoid the added cost of private mortgage insurance (PMI).
  • Homeowners could later qualify for a “Streamline Refinance” with reduced fees and paperwork.
  • California VA home loans are governed by the U.S. Department of Veterans Affairs.

Eligibility Requirements at a Glance

Most members of the military, veterans, reservists and National Guard members are eligible to apply for the VA loan program. The home must be used as your primary residence, as opposed to a vacation home or income property.

In order to apply for a VA loan in California, you must first obtain a Certificate of Eligibility (COE). The COE shows the lender that you are, in fact, eligible for a VA-backed home loan. The easiest way to obtain a COE is through the Department of Veterans Affairs “eBenefits” website (www.ebenefits.va.gov). Your mortgage lender can also request your COE online, through a web-based application known as WebLGY.

Have Questions About This Mortgage Program?

Bridgepoint Funding offers a variety of mortgage products and programs, including VA loans. We are passionate about this particular program, because it serves the military members who serve us. We offer VA loans to eligible borrowers throughout California. Please contact us with any questions you have about this program. We look forward to hearing from you.

Please note: Bridgepoint Funding is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.

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